/* =========================================================
   Landing page – consultoria de crédito
   Cores principais vêm do painel (variáveis --primary / --accent)
   ========================================================= */

:root {
  --primary: #0b2e59;
  --primary-dark: #071d38;
  --primary-light: #e7ebf1;
  --accent: #16a34a;
  --accent-dark: #12853d;
  --accent-light: #dcf2e3;
  --star: #f59e0b;
  --whatsapp: #25d366;
  --whatsapp-dark: #1da851;

  --ink: #0f1b2d;
  --text: #475569;
  --muted: #64748b;
  --line: #e2e8f0;
  --bg: #ffffff;
  --bg-alt: #f4f7fb;
  --danger: #dc2626;

  --font: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, Arial, sans-serif;
  --font-head: 'Plus Jakarta Sans', 'Inter', system-ui, -apple-system, 'Segoe UI', Arial, sans-serif;

  --radius: 16px;
  --radius-sm: 10px;
  --shadow-sm: 0 1px 2px rgba(15, 27, 45, .06), 0 2px 8px rgba(15, 27, 45, .05);
  --shadow: 0 10px 30px -10px rgba(15, 27, 45, .18);
  --shadow-lg: 0 30px 60px -20px rgba(7, 20, 40, .35);
  --container: 1240px;
  --header-h: 80px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 12px); -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font); font-size: 16px; line-height: 1.6; color: var(--text); background: var(--bg); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img, svg { display: block; max-width: 100%; }
img { height: auto; }
a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--accent-dark); }
button, input, select, textarea { font: inherit; color: inherit; }
h1, h2, h3, h4 { font-family: var(--font-head); color: var(--ink); line-height: 1.2; margin: 0 0 .5em; letter-spacing: -.02em; }
p { margin: 0 0 1em; }
ul, ol { margin: 0; padding: 0; list-style: none; }
[hidden] { display: none !important; }
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding-inline: 20px; }
.skip-link { position: absolute; left: -9999px; top: 8px; z-index: 999; background: #fff; padding: 8px 14px; border-radius: 8px; }
.skip-link:focus { left: 8px; }
.icon { flex-shrink: 0; }
.rot-90 { transform: rotate(90deg); }
.rot-270 { transform: rotate(-90deg); }
.text-accent { color: var(--accent); }
:focus-visible { outline: 3px solid color-mix(in srgb, var(--accent) 60%, transparent); outline-offset: 2px; }

/* ---------- Botões ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 12px 22px; border-radius: 12px; border: 2px solid transparent; font-weight: 700; font-size: 15px; line-height: 1.2; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease, background-color .2s ease, color .2s ease, border-color .2s ease; text-align: center; white-space: nowrap; }
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }
.btn-lg { padding: 16px 28px; font-size: 16px; border-radius: 14px; }
.btn-block { width: 100%; }
.btn-accent { background: var(--accent); color: #fff; box-shadow: 0 10px 24px -8px color-mix(in srgb, var(--accent) 70%, transparent); }
.btn-accent:hover { background: var(--accent-dark); color: #fff; box-shadow: 0 16px 30px -10px color-mix(in srgb, var(--accent) 80%, transparent); }
.btn-primary { background: var(--primary); color: #fff; box-shadow: 0 10px 24px -10px color-mix(in srgb, var(--primary) 70%, transparent); }
.btn-primary:hover { background: var(--primary-dark); color: #fff; }
.btn-outline { background: #fff; color: var(--primary); border-color: var(--line); }
.btn-outline:hover { border-color: var(--primary); color: var(--primary); }
.btn-ghost { background: var(--bg-alt); color: var(--ink); }
.btn-ghost:hover { background: var(--line); color: var(--ink); }
.btn-glass { background: rgba(255, 255, 255, .1); color: #fff; border-color: rgba(255, 255, 255, .28); backdrop-filter: blur(6px); }
.btn-glass:hover { background: rgba(255, 255, 255, .18); color: #fff; border-color: rgba(255, 255, 255, .5); }
.btn-whatsapp { background: var(--whatsapp); color: #fff; }
.btn-whatsapp:hover { background: var(--whatsapp-dark); color: #fff; }
.btn[disabled] { opacity: .7; cursor: wait; transform: none; }

/* ---------- Topbar ---------- */
.topbar { background: var(--primary-dark); color: rgba(255, 255, 255, .85); font-size: 13.5px; }
.topbar-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 40px; }
.topbar-info { display: flex; gap: 22px; flex-wrap: wrap; }
.topbar-item { display: inline-flex; align-items: center; gap: 7px; color: rgba(255, 255, 255, .88); font-weight: 500; }
.topbar-item:hover { color: #fff; }
.topbar-item .icon { color: var(--accent); }
.topbar-secure { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; color: #fff; }
.topbar-secure .icon { color: var(--accent); }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255, 255, 255, .96); backdrop-filter: saturate(1.4) blur(10px); border-bottom: 1px solid transparent; transition: box-shadow .25s ease, border-color .25s ease; }
.site-header.is-scrolled { box-shadow: 0 8px 30px -12px rgba(15, 27, 45, .18); border-color: var(--line); }
.header-inner { display: flex; align-items: center; gap: 20px; height: var(--header-h); }
.brand { display: inline-flex; align-items: center; gap: 11px; color: var(--primary); flex-shrink: 0; }
.brand:hover { color: var(--primary); }
.brand-mark { color: var(--primary); display: inline-flex; }
.brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand-text strong { font-family: var(--font-head); font-size: 20px; font-weight: 800; color: var(--primary); letter-spacing: -.02em; }
.brand-text small { font-size: 11.5px; color: var(--muted); font-weight: 600; letter-spacing: .08em; text-transform: uppercase; margin-top: 3px; }
.brand-logo { max-height: 52px; width: auto; }
.main-nav { display: flex; align-items: center; gap: 4px; margin-left: auto; }
.main-nav > a { padding: 8px 11px; border-radius: 8px; color: var(--ink); font-weight: 600; font-size: 14.5px; position: relative; white-space: nowrap; }
.main-nav > a::after { content: ''; position: absolute; left: 12px; right: 12px; bottom: 2px; height: 2px; border-radius: 2px; background: var(--accent); transform: scaleX(0); transition: transform .25s ease; }
.main-nav > a:hover, .main-nav > a.is-active { color: var(--primary); }
.main-nav > a:hover::after, .main-nav > a.is-active::after { transform: scaleX(1); }
.nav-mobile-extra { display: none; }
.header-actions { display: flex; align-items: center; gap: 14px; }
.header-phone { display: inline-flex; align-items: center; gap: 10px; color: var(--ink); }
.header-phone:hover { color: var(--primary); }
.header-phone-icon { width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; background: var(--accent-light); color: var(--accent-dark); }
.header-phone small { display: block; font-size: 11.5px; color: var(--muted); line-height: 1.1; }
.header-phone strong { font-size: 15px; font-weight: 700; line-height: 1.2; white-space: nowrap; }
.menu-toggle { display: none; background: none; border: 0; padding: 6px; cursor: pointer; color: var(--primary); }

/* ---------- Hero ---------- */
.hero { position: relative; color: #fff; padding: 72px 0 96px; overflow: hidden; isolation: isolate; background: var(--primary-dark); }
.hero-bg { position: absolute; inset: 0; z-index: -1; }
.hero-bg img { width: 100%; height: 100%; object-fit: cover; }
.hero-bg::after { content: ''; position: absolute; inset: 0; background: linear-gradient(100deg, color-mix(in srgb, var(--primary-dark) 96%, transparent) 0%, color-mix(in srgb, var(--primary) 88%, transparent) 48%, color-mix(in srgb, var(--primary) 55%, transparent) 100%); }
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.hero-badge { display: inline-flex; align-items: center; gap: 10px; padding: 7px 14px; border-radius: 999px; background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .2); font-size: 14px; font-weight: 600; margin-bottom: 22px; }
.pulse-dot { width: 9px; height: 9px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 0 var(--accent); animation: pulse 2s infinite; }
@keyframes pulse { 0% { box-shadow: 0 0 0 0 color-mix(in srgb, var(--accent) 70%, transparent); } 70% { box-shadow: 0 0 0 10px transparent; } 100% { box-shadow: 0 0 0 0 transparent; } }
.hero h1 { color: #fff; font-size: clamp(2.1rem, 4.4vw, 3.5rem); font-weight: 800; line-height: 1.08; margin-bottom: 20px; }
.hero h1 .text-accent { color: color-mix(in srgb, var(--accent) 70%, #fff); }
.hero-sub { font-size: 1.15rem; color: rgba(255, 255, 255, .82); max-width: 580px; margin-bottom: 24px; }
.hero-bullets { display: grid; gap: 10px; margin-bottom: 30px; }
.hero-bullets li { display: flex; align-items: center; gap: 10px; font-weight: 500; color: rgba(255, 255, 255, .92); }
.check-circle { width: 24px; height: 24px; border-radius: 50%; display: grid; place-items: center; background: var(--accent); color: #fff; flex-shrink: 0; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 34px; }
.hero-proof { display: flex; align-items: center; gap: 14px; }
.hero-proof small { color: rgba(255, 255, 255, .8); font-size: 14px; }
.avatars { display: flex; }
.avatars > * { width: 38px; height: 38px; border-radius: 50%; border: 2px solid var(--primary); margin-left: -10px; object-fit: cover; }
.avatars > *:first-child { margin-left: 0; }
.stars { display: flex; gap: 2px; color: var(--star); }
.star-off { color: #cbd5e1; }
.avatar-initial { display: grid; place-items: center; font-weight: 700; color: #fff; font-family: var(--font-head); }
.av-0 { background: linear-gradient(135deg, #2563eb, #1e40af); }
.av-1 { background: linear-gradient(135deg, #16a34a, #0f766e); }
.av-2 { background: linear-gradient(135deg, #f59e0b, #d97706); }
.av-3 { background: linear-gradient(135deg, #db2777, #9333ea); }

/* ---------- Cartões de formulário ---------- */
.form-card { background: #fff; color: var(--text); border-radius: 22px; padding: 30px; box-shadow: var(--shadow-lg); position: relative; }
.hero-form-card { border-top: 5px solid var(--accent); }
.form-card-head { display: flex; gap: 14px; align-items: flex-start; margin-bottom: 20px; }
.form-card-head h2 { font-size: 1.4rem; margin: 0 0 4px; }
.form-card-head p { font-size: 14.5px; margin: 0; color: var(--muted); }
.form-card-icon { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: var(--accent-light); color: var(--accent-dark); flex-shrink: 0; }
.field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 14px; }
.field label { font-size: 13.5px; font-weight: 600; color: var(--ink); }
.field input, .field select, .field textarea { width: 100%; padding: 13px 14px; border: 1.5px solid var(--line); border-radius: 11px; background: #fbfcfe; font-size: 15.5px; color: var(--ink); transition: border-color .2s, box-shadow .2s, background-color .2s; appearance: none; }
.field select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' fill='none' stroke='%2364748b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 8 5 5 5-5'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; padding-right: 40px; }
.field input::placeholder { color: #94a3b8; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--accent); background: #fff; box-shadow: 0 0 0 4px color-mix(in srgb, var(--accent) 16%, transparent); }
.field.has-error input, .field.has-error select { border-color: var(--danger); background: #fff7f7; }
.field-error { font-size: 12.5px; color: var(--danger); font-weight: 500; }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
.field-full { grid-column: 1 / -1; }
.check-field { display: flex; gap: 10px; align-items: flex-start; font-size: 13.5px; color: var(--muted); margin: 4px 0 18px; cursor: pointer; line-height: 1.45; }
.check-field input { width: 18px; height: 18px; margin-top: 1px; accent-color: var(--accent); flex-shrink: 0; }
.check-field.has-error span { color: var(--danger); }
.form-secure { display: flex; align-items: center; justify-content: center; gap: 6px; font-size: 12.5px; color: var(--muted); margin: 12px 0 0; text-align: center; }
.form-secure .icon { color: var(--accent); }
.hp-field { position: absolute !important; left: -10000px !important; width: 1px; height: 1px; overflow: hidden; }
.form-feedback { margin-top: 14px; padding: 12px 14px; border-radius: 10px; font-size: 14px; font-weight: 500; }
.form-feedback.is-error { background: #fef2f2; color: #991b1b; border: 1px solid #fecaca; margin: 0 0 16px; }
.form-card .form-feedback.is-error { margin-top: 14px; }
.form-success { text-align: center; padding: 16px 4px; animation: pop .5s ease; }
.form-success h3 { font-size: 1.5rem; margin: 18px 0 10px; }
.form-success p { color: var(--text); margin-bottom: 22px; }
.success-icon { width: 76px; height: 76px; margin: 0 auto; border-radius: 50%; display: grid; place-items: center; background: var(--accent); color: #fff; box-shadow: 0 0 0 10px var(--accent-light); }
@keyframes pop { from { opacity: 0; transform: scale(.94); } to { opacity: 1; transform: none; } }

/* ---------- Faixa de confiança ---------- */
.trust-strip { position: relative; z-index: 2; margin-top: -44px; }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); border: 1px solid var(--line); padding: 8px; }
.trust-item { display: flex; align-items: center; gap: 14px; padding: 18px 20px; }
.trust-item + .trust-item { border-left: 1px solid var(--line); }
.trust-item .icon { color: var(--accent); }
.trust-item strong { display: block; color: var(--ink); font-size: 15px; line-height: 1.3; }
.trust-item span { font-size: 13px; color: var(--muted); }

/* ---------- Seções ---------- */
.section { padding: 96px 0; }
.section-alt { background: var(--bg-alt); }
.section-head { text-align: center; max-width: 720px; margin: 0 auto 52px; }
.section-head h2 { font-size: clamp(1.8rem, 3.4vw, 2.6rem); font-weight: 800; }
.section-head p { font-size: 1.08rem; color: var(--muted); margin: 0; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .12em; color: var(--accent-dark); margin-bottom: 12px; }
.eyebrow::before { content: ''; width: 22px; height: 2px; background: var(--accent); border-radius: 2px; }
.lead { font-size: 1.1rem; color: var(--text); }
.center-cta { text-align: center; margin-top: 44px; }

/* ---------- Simulador ---------- */
.simulator-section { padding-top: 110px; }
.simulator { display: grid; grid-template-columns: 1.15fr .85fr; background: #fff; border-radius: 24px; box-shadow: var(--shadow); border: 1px solid var(--line); overflow: hidden; }
.sim-controls { padding: 44px; display: flex; flex-direction: column; gap: 34px; }
.sim-control-head { display: flex; justify-content: space-between; align-items: baseline; gap: 14px; flex-wrap: wrap; margin-bottom: 16px; }
.sim-control-head label { font-weight: 700; color: var(--ink); font-size: 1.05rem; }
.sim-value { font-family: var(--font-head); font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 800; color: var(--primary); letter-spacing: -.02em; }
input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 10px; border-radius: 999px; background: linear-gradient(to right, var(--accent) 0%, var(--accent) var(--fill, 50%), var(--line) var(--fill, 50%), var(--line) 100%); cursor: pointer; outline: none; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 28px; height: 28px; border-radius: 50%; background: #fff; border: 6px solid var(--accent); box-shadow: 0 4px 12px rgba(15, 27, 45, .25); transition: transform .15s; }
input[type=range]::-webkit-slider-thumb:hover { transform: scale(1.12); }
input[type=range]::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: #fff; border: 6px solid var(--accent); box-shadow: 0 4px 12px rgba(15, 27, 45, .25); }
input[type=range]:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 6px color-mix(in srgb, var(--accent) 25%, transparent); }
.range-legend { display: flex; justify-content: space-between; font-size: 13px; color: var(--muted); margin-top: 10px; font-weight: 500; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.chip { padding: 7px 14px; border-radius: 999px; border: 1.5px solid var(--line); background: #fff; font-weight: 600; font-size: 14px; cursor: pointer; transition: all .2s; color: var(--ink); }
.chip:hover { border-color: var(--accent); color: var(--accent-dark); }
.chip.is-active { background: var(--accent); border-color: var(--accent); color: #fff; }
.sim-highlights { display: flex; gap: 12px; flex-wrap: wrap; margin-top: auto; }
.sim-highlights div { display: inline-flex; align-items: center; gap: 8px; padding: 10px 14px; border-radius: 12px; background: var(--bg-alt); font-size: 14px; font-weight: 600; color: var(--ink); }
.sim-highlights .icon { color: var(--accent); }
.sim-result { background: linear-gradient(160deg, var(--primary) 0%, var(--primary-dark) 100%); color: #fff; padding: 44px 40px; position: relative; overflow: hidden; }
.sim-result::before { content: ''; position: absolute; width: 320px; height: 320px; right: -120px; top: -140px; border-radius: 50%; background: radial-gradient(circle, color-mix(in srgb, var(--accent) 45%, transparent), transparent 70%); pointer-events: none; }
.sim-result-label { font-size: 13px; text-transform: uppercase; letter-spacing: .12em; font-weight: 700; color: rgba(255, 255, 255, .7); }
.sim-installment { display: flex; align-items: baseline; gap: 6px; margin: 6px 0 24px; }
.sim-installment span { font-family: var(--font-head); font-size: clamp(2.4rem, 5vw, 3.2rem); font-weight: 800; letter-spacing: -.03em; line-height: 1.05; }
.sim-installment small { font-size: 1rem; color: rgba(255, 255, 255, .7); }
.sim-rows { margin: 0 0 26px; position: relative; }
.sim-rows div { display: flex; justify-content: space-between; gap: 12px; padding: 10px 0; border-bottom: 1px dashed rgba(255, 255, 255, .16); font-size: 14.5px; }
.sim-rows dt { color: rgba(255, 255, 255, .72); }
.sim-rows dd { margin: 0; font-weight: 600; text-align: right; }
.sim-rows .sim-row-total { border-bottom-style: solid; font-size: 16px; }
.sim-rows .sim-row-total dt { color: #fff; font-weight: 600; }
.sim-rows .sim-row-total dd { color: color-mix(in srgb, var(--accent) 60%, #fff); font-weight: 800; }
.sim-note { font-size: 12px; color: rgba(255, 255, 255, .6); margin: 16px 0 0; line-height: 1.5; }
.bump { animation: bump .35s ease; }
@keyframes bump { 50% { transform: scale(1.04); } }

/* ---------- Cadastro ---------- */
.signup-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: center; }
.signup-info h2 { font-size: clamp(1.8rem, 3.2vw, 2.4rem); font-weight: 800; }
.check-list { display: grid; gap: 12px; margin: 26px 0; }
.check-list li { display: flex; align-items: center; gap: 12px; font-weight: 600; color: var(--ink); }
.check-list .icon { width: 28px; height: 28px; padding: 6px; border-radius: 50%; background: var(--accent-light); color: var(--accent-dark); }
.sim-summary { display: flex; align-items: center; gap: 14px; padding: 16px 18px; border-radius: 14px; background: #fff; border: 1.5px solid var(--accent); margin-bottom: 18px; box-shadow: var(--shadow-sm); }
.sim-summary .icon { color: var(--accent); }
.sim-summary small { display: block; font-size: 12px; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); font-weight: 700; }
.sim-summary strong { color: var(--ink); }
.alert-box { display: flex; gap: 14px; align-items: flex-start; padding: 16px 18px; border-radius: 14px; background: #fffbeb; border: 1px solid #fde68a; }
.alert-box .icon { color: #d97706; }
.alert-box p { margin: 0; font-size: 14px; color: #78350f; }
.signup-card { padding: 36px; box-shadow: var(--shadow); border: 1px solid var(--line); }

/* ---------- Etapas ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; position: relative; }
.steps::before { content: ''; position: absolute; top: 34px; left: 12%; right: 12%; height: 2px; background: repeating-linear-gradient(to right, var(--line) 0 10px, transparent 10px 18px); z-index: 0; }
.step { position: relative; text-align: center; padding: 0 10px; z-index: 1; }
.step-num { width: 68px; height: 68px; margin: 0 auto 18px; border-radius: 50%; display: grid; place-items: center; font-family: var(--font-head); font-size: 1.6rem; font-weight: 800; color: #fff; background: linear-gradient(145deg, var(--primary), var(--primary-dark)); box-shadow: 0 0 0 8px #fff, 0 0 0 9px var(--line), 0 14px 26px -10px color-mix(in srgb, var(--primary) 70%, transparent); transition: transform .3s, background .3s; }
.step:hover .step-num { transform: translateY(-4px); background: linear-gradient(145deg, var(--accent), var(--accent-dark)); }
.step-label { display: block; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .12em; color: var(--accent-dark); margin-bottom: 6px; }
.step h3 { font-size: 1.15rem; }
.step p { font-size: 15px; color: var(--muted); margin: 0; }

/* ---------- Diferenciais ---------- */
.features { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.feature { background: #fff; border-radius: var(--radius); padding: 32px 28px; border: 1px solid var(--line); box-shadow: var(--shadow-sm); transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease; position: relative; overflow: hidden; }
.feature::after { content: ''; position: absolute; left: 0; bottom: 0; height: 3px; width: 100%; background: linear-gradient(90deg, var(--accent), var(--primary)); transform: scaleX(0); transform-origin: left; transition: transform .35s ease; }
.feature:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: transparent; }
.feature:hover::after { transform: scaleX(1); }
.feature-icon { width: 60px; height: 60px; border-radius: 16px; display: grid; place-items: center; background: var(--accent-light); color: var(--accent-dark); margin-bottom: 20px; transition: background .3s, color .3s; }
.feature:hover .feature-icon { background: var(--accent); color: #fff; }
.feature h3 { font-size: 1.2rem; }
.feature p { margin: 0; color: var(--muted); font-size: 15px; }

/* ---------- Comparativo ---------- */
.compare { max-width: 980px; margin: 0 auto; background: #fff; border-radius: 22px; border: 1px solid var(--line); box-shadow: var(--shadow); overflow: hidden; }
.compare-row { display: grid; grid-template-columns: .8fr 1.2fr 1fr; }
.compare-row + .compare-row { border-top: 1px solid var(--line); }
.compare-cell { padding: 18px 22px; display: flex; align-items: center; gap: 12px; font-size: 15px; }
.compare-criterion { font-weight: 700; color: var(--ink); }
.compare-us { background: color-mix(in srgb, var(--accent) 6%, #fff); color: var(--ink); font-weight: 600; border-inline: 2px solid color-mix(in srgb, var(--accent) 35%, transparent); }
.compare-them { color: var(--muted); }
.compare-header .compare-cell { font-family: var(--font-head); font-weight: 800; font-size: 1.05rem; padding-block: 24px; }
.compare-header .compare-us { background: linear-gradient(145deg, var(--primary), var(--primary-dark)); color: #fff; flex-direction: column; align-items: flex-start; gap: 6px; border-color: var(--primary); }
.compare-header .compare-them { color: var(--ink); }
.compare-badge { font-family: var(--font); font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; background: var(--accent); color: #fff; padding: 3px 10px; border-radius: 999px; }
.compare-footer .compare-cell { padding-block: 20px; }
.mark { width: 26px; height: 26px; border-radius: 50%; display: grid; place-items: center; flex-shrink: 0; }
.mark-yes { background: var(--accent); color: #fff; }
.mark-no { background: #fee2e2; color: #dc2626; }
.compare-mobile-label { display: none; }

/* ---------- Depoimentos ---------- */
.carousel { position: relative; }
.carousel-viewport { overflow: hidden; margin: 0 -12px; padding: 16px 0; }
.carousel-track { display: flex; transition: transform .6s cubic-bezier(.22, .8, .24, 1); will-change: transform; }
.testimonial { flex: 0 0 calc(100% / 3); padding: 0 12px; margin: 0; display: flex; }
.testimonial-card { display: flex; flex-direction: column; width: 100%; background: #fff; border-radius: var(--radius); border: 1px solid var(--line); box-shadow: var(--shadow-sm); padding: 28px 28px 0; }
.testimonial-quote { color: var(--accent); opacity: .35; }
.testimonial .stars { margin-top: 10px; }
.testimonial blockquote { margin: 14px 0 0; font-size: 15.5px; color: var(--ink); line-height: 1.65; flex: 1; }
.testimonial figcaption { display: flex; align-items: center; gap: 12px; padding: 20px 0 24px; margin-top: 20px; border-top: 1px solid var(--line); }
.testimonial figcaption img, .testimonial figcaption .avatar-initial { width: 52px; height: 52px; border-radius: 50%; object-fit: cover; font-size: 1.2rem; flex-shrink: 0; }
.testimonial figcaption strong { display: block; color: var(--ink); font-size: 15.5px; }
.testimonial figcaption small { display: inline-flex; align-items: center; gap: 4px; color: var(--muted); font-size: 13px; }
.carousel-nav { display: flex; align-items: center; justify-content: center; gap: 18px; margin-top: 32px; }
.carousel-btn { width: 46px; height: 46px; border-radius: 50%; border: 1.5px solid var(--line); background: #fff; display: grid; place-items: center; cursor: pointer; color: var(--primary); transition: all .2s; }
.carousel-btn:hover { background: var(--primary); border-color: var(--primary); color: #fff; }
.carousel-dots { display: flex; gap: 8px; }
.carousel-dots button { width: 9px; height: 9px; border-radius: 999px; border: 0; background: #cbd5e1; cursor: pointer; padding: 0; transition: all .3s; }
.carousel-dots button.is-active { width: 28px; background: var(--accent); }

/* ---------- Estatísticas ---------- */
.stats-section { background: linear-gradient(120deg, var(--primary-dark), var(--primary)); color: #fff; padding: 64px 0; position: relative; overflow: hidden; }
.stats-section::before { content: ''; position: absolute; inset: 0; background-image: radial-gradient(rgba(255, 255, 255, .08) 1px, transparent 1px); background-size: 22px 22px; mask-image: linear-gradient(to right, transparent, #000 30%, #000 70%, transparent); }
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; position: relative; }
.stat { text-align: center; padding: 10px; }
.stat + .stat { border-left: 1px solid rgba(255, 255, 255, .14); }
.stat strong { display: block; font-family: var(--font-head); font-size: clamp(2.2rem, 4.2vw, 3.2rem); font-weight: 800; line-height: 1.1; letter-spacing: -.03em; color: #fff; }
.stat strong span:first-child, .stat strong span:last-child { color: color-mix(in srgb, var(--accent) 65%, #fff); }
.stat > span { color: rgba(255, 255, 255, .78); font-weight: 500; }

/* ---------- Quem somos ---------- */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.about-media { position: relative; }
.about-media img { border-radius: 24px; width: 100%; aspect-ratio: 8 / 7; object-fit: cover; box-shadow: var(--shadow); }
.about-badge { position: absolute; right: -18px; bottom: 32px; display: flex; align-items: center; gap: 12px; background: #fff; padding: 16px 20px; border-radius: 16px; box-shadow: var(--shadow-lg); }
.about-badge .icon { color: var(--accent); }
.about-badge strong { display: block; color: var(--ink); line-height: 1.2; }
.about-badge span { font-size: 13px; color: var(--muted); }
.about-content h2 { font-size: clamp(1.8rem, 3.2vw, 2.4rem); font-weight: 800; }
.about-text p { color: var(--text); }
.mvv { display: grid; gap: 14px; margin-top: 26px; }
.mvv-item { display: flex; gap: 16px; padding: 18px 20px; border-radius: 14px; background: var(--bg-alt); border: 1px solid var(--line); transition: border-color .2s, background-color .2s; }
.mvv-item:hover { border-color: var(--accent); background: #fff; }
.mvv-icon { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; background: var(--primary); color: #fff; flex-shrink: 0; }
.mvv-item h3 { font-size: 1.05rem; margin-bottom: 4px; }
.mvv-item p { margin: 0; font-size: 15px; color: var(--muted); }
.values-list { display: flex; flex-wrap: wrap; gap: 6px 16px; }
.values-list li { font-size: 15px; color: var(--muted); display: flex; align-items: center; gap: 6px; }
.values-list li::before { content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--accent); }

/* ---------- FAQ ---------- */
.faq-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 56px; align-items: start; }
.faq-aside { position: sticky; top: calc(var(--header-h) + 24px); }
.faq-aside h2 { font-size: clamp(1.8rem, 3.2vw, 2.4rem); font-weight: 800; }
.faq-aside > p { color: var(--muted); }
.help-card { margin-top: 26px; padding: 26px; border-radius: var(--radius); background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow-sm); display: grid; gap: 10px; }
.help-card h3 { margin: 0; font-size: 1.15rem; }
.help-card p { margin: 0 0 6px; font-size: 15px; color: var(--muted); }
.faq-list { display: grid; gap: 12px; }
.faq-item { background: #fff; border: 1px solid var(--line); border-radius: 14px; transition: box-shadow .25s, border-color .25s; }
.faq-item.is-open { border-color: color-mix(in srgb, var(--accent) 50%, transparent); box-shadow: var(--shadow-sm); }
.faq-item h3 { margin: 0; font-size: 1rem; }
.faq-question { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 16px; background: none; border: 0; padding: 20px 22px; text-align: left; font-weight: 700; font-size: 16px; color: var(--ink); cursor: pointer; font-family: var(--font); }
.faq-toggle { width: 30px; height: 30px; border-radius: 50%; background: var(--bg-alt); position: relative; flex-shrink: 0; transition: background .25s, transform .3s; }
.faq-toggle::before, .faq-toggle::after { content: ''; position: absolute; left: 50%; top: 50%; width: 12px; height: 2px; background: var(--primary); border-radius: 2px; transform: translate(-50%, -50%); transition: transform .3s, background .25s; }
.faq-toggle::after { transform: translate(-50%, -50%) rotate(90deg); }
.faq-item.is-open .faq-toggle { background: var(--accent); transform: rotate(180deg); }
.faq-item.is-open .faq-toggle::before, .faq-item.is-open .faq-toggle::after { background: #fff; }
.faq-item.is-open .faq-toggle::after { transform: translate(-50%, -50%) rotate(0); }
.faq-answer { padding: 0 22px 20px; }
.faq-answer p { margin: 0; color: var(--text); }
.cost-info { margin-top: 14px; padding: 22px; border-radius: 14px; background: color-mix(in srgb, var(--primary) 5%, #fff); border: 1px dashed color-mix(in srgb, var(--primary) 30%, transparent); }
.cost-info h3 { display: flex; align-items: center; gap: 8px; font-size: 1rem; color: var(--primary); }
.cost-info ul { display: grid; gap: 8px; }
.cost-info li { font-size: 14px; color: var(--text); padding-left: 16px; position: relative; }
.cost-info li::before { content: ''; position: absolute; left: 0; top: 9px; width: 6px; height: 6px; border-radius: 50%; background: var(--accent); }

/* ---------- CTA final ---------- */
.cta-band { padding: 0 0 96px; background: var(--bg-alt); }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap; padding: 48px 52px; border-radius: 26px; color: #fff; background: radial-gradient(circle at 90% 10%, color-mix(in srgb, var(--accent) 45%, transparent), transparent 40%), linear-gradient(120deg, var(--primary-dark), var(--primary)); box-shadow: var(--shadow-lg); }
.cta-inner h2 { color: #fff; font-size: clamp(1.6rem, 3vw, 2.2rem); margin-bottom: 8px; }
.cta-inner p { margin: 0; color: rgba(255, 255, 255, .8); font-size: 1.08rem; }
.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* ---------- Rodapé ---------- */
.site-footer { background: #07152a; color: rgba(255, 255, 255, .68); padding-top: 72px; font-size: 15px; }
.site-footer a { color: rgba(255, 255, 255, .78); }
.site-footer a:hover { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.4fr .8fr 1.2fr .9fr; gap: 40px; padding-bottom: 48px; }
.footer-col h3 { color: #fff; font-size: 1rem; margin-bottom: 18px; }
.footer-col ul { display: grid; gap: 10px; }
.brand-footer { color: #fff; margin-bottom: 18px; }
.brand-footer .brand-text strong { color: #fff; }
.brand-footer .brand-text small { color: rgba(255, 255, 255, .55); }
.brand-logo-footer { filter: brightness(0) invert(1); }
.footer-about p { font-size: 14.5px; }
.footer-social { display: flex; gap: 10px; }
.footer-social a { width: 40px; height: 40px; border-radius: 10px; display: grid; place-items: center; background: rgba(255, 255, 255, .08); }
.footer-social a:hover { background: var(--accent); }
.footer-contact li { display: flex; gap: 10px; align-items: flex-start; }
.footer-contact .icon { color: var(--accent); margin-top: 3px; }
.footer-seals { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 18px; }
.seal { display: inline-flex; align-items: center; gap: 6px; font-size: 12.5px; font-weight: 600; padding: 6px 10px; border-radius: 8px; background: rgba(255, 255, 255, .07); color: #fff; }
.seal .icon { color: var(--accent); }
.footer-legal { border-top: 1px solid rgba(255, 255, 255, .08); padding-block: 26px; }
.footer-costs { color: rgba(255, 255, 255, .78) !important; font-weight: 600; margin-bottom: 8px !important; }
.footer-legal p { font-size: 12.5px; line-height: 1.7; margin: 0; color: rgba(255, 255, 255, .5); }
.footer-bottom { background: rgba(0, 0, 0, .25); padding: 18px 0; font-size: 13.5px; }
.footer-bottom-inner { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; }

/* ---------- Flutuantes ---------- */
.float-whatsapp { position: fixed; right: 22px; bottom: 22px; z-index: 90; display: flex; align-items: center; gap: 10px; background: var(--whatsapp); color: #fff; height: 62px; min-width: 62px; padding: 0 16px; border-radius: 999px; box-shadow: 0 12px 30px -8px rgba(37, 211, 102, .6); transition: transform .25s, background .25s; }
.float-whatsapp:hover { color: #fff; background: var(--whatsapp-dark); transform: scale(1.05); }
.float-whatsapp::before { content: ''; position: absolute; inset: 0; border-radius: inherit; border: 2px solid var(--whatsapp); animation: ring 2.4s infinite; }
@keyframes ring { 0% { transform: scale(1); opacity: .7; } 100% { transform: scale(1.35); opacity: 0; } }
.float-whatsapp-label { font-weight: 700; font-size: 15px; white-space: nowrap; }
.back-to-top { position: fixed; right: 30px; bottom: 98px; z-index: 89; width: 46px; height: 46px; border-radius: 50%; border: 0; background: var(--primary); color: #fff; display: grid; place-items: center; cursor: pointer; box-shadow: var(--shadow); opacity: 0; visibility: hidden; transform: translateY(12px); transition: all .3s; }
.back-to-top.is-visible { opacity: 1; visibility: visible; transform: none; }
.back-to-top:hover { background: var(--accent); }
.mobile-bar { display: none; }

/* ---------- Modal WhatsApp ---------- */
.wa-modal { position: fixed; inset: 0; z-index: 1000; display: grid; place-items: center; padding: 20px; }
.wa-modal-backdrop { position: absolute; inset: 0; background: rgba(7, 20, 40, .6); backdrop-filter: blur(3px); animation: fade .25s ease; }
.wa-modal-box { position: relative; background: #fff; border-radius: 22px; padding: 34px 30px 28px; max-width: 420px; width: 100%; text-align: center; box-shadow: var(--shadow-lg); animation: pop .3s ease; }
.wa-modal-icon { width: 70px; height: 70px; margin: 0 auto 16px; border-radius: 50%; display: grid; place-items: center; background: #dcfce7; color: var(--whatsapp-dark); }
.wa-modal-box h2 { font-size: 1.3rem; }
.wa-modal-box p { color: var(--muted); }
.wa-modal-actions { display: grid; grid-template-columns: 1fr 1.4fr; gap: 10px; margin-top: 20px; }
@keyframes fade { from { opacity: 0; } }

/* ---------- Páginas internas ---------- */
.page-hero { background: linear-gradient(120deg, var(--primary-dark), var(--primary)); color: #fff; padding: 64px 0 56px; }
.page-hero h1 { color: #fff; font-size: clamp(1.9rem, 4vw, 2.8rem); margin: 0 0 6px; }
.page-hero p { color: rgba(255, 255, 255, .75); margin: 0; }
.breadcrumb { font-size: 14px; margin-bottom: 12px; color: rgba(255, 255, 255, .7); }
.breadcrumb a { color: #fff; }
.legal-content { max-width: 820px; margin: 0 auto; padding: 64px 20px 96px; }
.legal-content h2 { font-size: 1.35rem; margin-top: 2em; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content p { color: var(--text); }

/* ---------- Animações de entrada ---------- */
.js .reveal { opacity: 0; transform: translateY(26px); transition: opacity .7s ease, transform .7s cubic-bezier(.22, .8, .24, 1); transition-delay: var(--d, 0ms); }
.js .reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .js .reveal { opacity: 1; transform: none; }
}

/* =========================================================
   Responsivo
   ========================================================= */
@media (max-width: 1480px) {
  .header-phone { display: none; }
}
@media (max-width: 1180px) {
  .main-nav > a { padding: 8px 8px; font-size: 14px; }
  .btn-cta { padding: 11px 16px; }
}

@media (max-width: 1024px) {
  :root { --header-h: 70px; }
  .menu-toggle { display: inline-flex; }
  .site-header { backdrop-filter: none; -webkit-backdrop-filter: none; background: #fff; }
  .main-nav { visibility: hidden; position: fixed; top: 0; right: 0; bottom: 0; width: min(340px, 86vw); flex-direction: column; align-items: stretch; gap: 2px; margin: 0; padding: 90px 20px 24px; background: #fff; box-shadow: var(--shadow-lg); transform: translateX(105%); transition: transform .35s cubic-bezier(.22, .8, .24, 1), visibility .35s; z-index: 120; overflow-y: auto; }
  .main-nav.is-open { transform: none; visibility: visible; }
  .main-nav > a { padding: 14px 12px; font-size: 16px; border-bottom: 1px solid var(--line); border-radius: 0; }
  .main-nav > a::after { display: none; }
  .nav-mobile-extra { display: grid; gap: 10px; margin-top: 20px; }
  .header-actions { margin-left: auto; }
  body.menu-open::after { content: ''; position: fixed; inset: 0; background: rgba(7, 20, 40, .5); z-index: 110; }
  body.menu-open .site-header { z-index: 130; }
  .menu-toggle { position: relative; z-index: 130; }
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-content { text-align: center; }
  .hero-sub { margin-inline: auto; }
  .hero-bullets { justify-content: center; }
  .hero-bullets li { justify-content: center; }
  .hero-actions, .hero-proof { justify-content: center; }
  .hero-form-wrap { max-width: 560px; margin: 0 auto; width: 100%; }
  .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .trust-item:nth-child(3) { border-left: 0; }
  .trust-item:nth-child(n+3) { border-top: 1px solid var(--line); }
  .simulator { grid-template-columns: 1fr; }
  .signup-grid, .about-grid, .faq-grid { grid-template-columns: 1fr; gap: 40px; }
  .faq-aside { position: static; }
  .steps { grid-template-columns: repeat(2, 1fr); row-gap: 40px; }
  .steps::before { display: none; }
  .features { grid-template-columns: repeat(2, 1fr); }
  .testimonial { flex-basis: 50%; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .stat:nth-child(3) { border-left: 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .about-badge { right: 16px; }
}

@media (max-width: 720px) {
  body { padding-bottom: 64px; }
  .section { padding: 68px 0; }
  .section-head { margin-bottom: 36px; }
  .topbar-secure, .hide-sm { display: none; }
  .topbar-inner { justify-content: center; }
  .btn-cta { display: none; }
  .brand-text strong { font-size: 18px; }
  .hero { padding: 48px 0 80px; }
  .hero-actions .btn { flex: 1 1 100%; }
  .hero-proof { flex-direction: column; gap: 8px; }
  .form-card, .signup-card { padding: 24px 20px; }
  .field-grid { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: 1fr; }
  .trust-item + .trust-item { border-left: 0; border-top: 1px solid var(--line); }
  .sim-controls { padding: 28px 22px; }
  .sim-result { padding: 30px 22px; }
  .simulator-section { padding-top: 76px; }
  .steps, .features { grid-template-columns: 1fr; }
  .step { display: grid; grid-template-columns: 60px 1fr; text-align: left; column-gap: 16px; padding: 0; }
  .step-num { width: 56px; height: 56px; font-size: 1.3rem; margin: 0; grid-row: span 3; box-shadow: 0 10px 20px -10px color-mix(in srgb, var(--primary) 70%, transparent); }
  .testimonial { flex-basis: 100%; }
  .compare-header { display: none; }
  .compare-row { grid-template-columns: 1fr; padding: 16px; gap: 8px; }
  .compare-cell { padding: 10px 12px; border-radius: 10px; align-items: flex-start; }
  .compare-us { border: 0; }
  .compare-criterion { padding: 0 2px; font-size: 1.05rem; }
  .compare-mobile-label { display: block; font-size: 11.5px; text-transform: uppercase; letter-spacing: .08em; font-weight: 700; color: var(--muted); }
  .compare-footer .compare-criterion, .compare-footer .compare-them { display: none; }
  .stats { gap: 24px 8px; }
  .stat + .stat { border-left: 0; }
  .about-badge { position: static; margin-top: -30px; margin-inline: 16px; position: relative; }
  .cta-inner { padding: 34px 24px; text-align: center; justify-content: center; }
  .cta-actions { width: 100%; }
  .cta-actions .btn { flex: 1 1 100%; }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
  .footer-bottom-inner { justify-content: center; text-align: center; }
  .float-whatsapp { display: none; }
  .back-to-top { right: 16px; bottom: 80px; }
  .mobile-bar { display: grid; grid-template-columns: repeat(2, 1fr); position: fixed; left: 0; right: 0; bottom: 0; z-index: 95; background: #fff; border-top: 1px solid var(--line); box-shadow: 0 -8px 24px -10px rgba(15, 27, 45, .2); padding-bottom: env(safe-area-inset-bottom); }
  .mobile-bar a { display: flex; flex-direction: column; align-items: center; gap: 2px; padding: 9px 4px; font-size: 13px; font-weight: 600; color: var(--primary); }
  .mobile-bar a.mobile-bar-wa { background: var(--whatsapp); color: #fff; }
  .wa-modal-actions { grid-template-columns: 1fr; }
  .wa-modal-actions .btn-ghost { order: 2; }
}